is trs death benefit taxableis trs death benefit taxable

[(! The value of the TDA benefit must be at least $5,000. 0.26689 0 Td 0.833 0 Td 0.556 0 Td 0.48889 0 Td [(8)11]TJ [(. [<00>-28]TJ 0.48889 0 Td 0.556 0 Td 0.556 0 Td 0.3058 0 Td 0.32189 0 Td 0.54489 0 Td [<1A>]TJ 0.5 0 Td [<1D>]TJ )11]TJ 0.5 0 Td 0.5083 0 Td [(:)]TJ [(5)11]TJ 0.5 0 Td [(/)]TJ )]TJ 0.5 0 Td 0.54489 0 Td [(/)]TJ [(? [(0)]TJ 0.333 0 Td [(-)-8]TJ [<00>-28]TJ 0.5 0 Td 0.5 0 Td [<000E>]TJ 0.3058 0 Td 0.5393 0 Td [<0B>]TJ 0.3141 0 Td [(A)11]TJ 0.278 0 Td 0.48889 0 Td 0.5 0 Td 0.5 0 Td 0.278 0 Td 0.333 0 Td [<01>-17]TJ [<01>-25]TJ 0.3058 0 Td 0.444 0 Td 0.4439 0 Td [(\()]TJ [(-)-8]TJ 0.3723 0 Td 0.5 0 Td [(. [<0016>-25]TJ [<01>-22]TJ 272.2544 629.983 276.2456 625.8021 v [(5)]TJ 0.5 0 Td [<1D>]TJ 0.278 0 Td 0.833 0 Td [(B)17]TJ [(@)]TJ 0.51942 0 Td 0.54489 0 Td 0.5 0 Td 0.54489 0 Td 0.3058 0 Td 0.26689 0 Td 0.48888 0 Td [(/)11]TJ 0.333 0 Td -20.94451 -1.21739 TD 0.278 0 Td [(-)11]TJ 0.5 0 Td [(1)]TJ [(-)]TJ [(/)-6]TJ 0.5 0 Td 0.50556 0 Td )17]TJ [<01>-28]TJ 0.833 0 Td )]TJ [<01>-28]TJ 0.275 0 Td 0.278 0 Td [(*)]TJ [<01>-28]TJ [(*)12]TJ [(A)11]TJ [(")12]TJ When an in-service Tier I member dies before becoming eligible for retirement under the Qualified Pension Plan (QPP), the death benefit would equal the member's Annuity Savings Fund (ASF) balance, Increased-Take-Home-Pay (ITHP) balance, and an amount based on his/her salary and years of Total Service Credit. 0.389 0 Td [<01>-28]TJ [(4)11]TJ [(-)17]TJ [<0E>17]TJ 0.3058 0 Td 0.278 0 Td 0.4439 0 Td 0.5 0 Td [(-)]TJ [<06>]TJ [(2)]TJ 0.50556 0 Td [(-11]TJ [(1)-8]TJ [<01>-25]TJ [(>)-6]TJ 0.5 0 Td [<13>]TJ 0.5 0 Td stream [<01>-28]TJ [(A)]TJ 0.5 0 Td 0.278 0 Td 0.556 0 Td [(? 0.333 0 Td [<01>9]TJ 0.556 0 Td 0.61084 0 Td 0.278 0 Td 0.54489 0 Td [(. 0.5 0 Td [(:)]TJ [(9)]TJ 0.3413 0 Td [(C)]TJ [(1)]TJ [(>)]TJ 0.278 0 Td [(. [(;)-6]TJ [(1)]TJ [<18>]TJ 0.556 0 Td -23.2322 -1.21739 TD [(;)]TJ 0.833 0 Td [(1)-6]TJ [(@)]TJ [<01>-28]TJ 315.1758 606.7916 315.3726 607.2946 315.3726 607.9366 c [<17>]TJ 0.3058 0 Td 0.3058 0 Td 0.556 0 Td [(5)11]TJ [(;)11]TJ 0.23182 0 Td 0.4833 0 Td 0.278 0 Td 0.5 0 Td [(&)]TJ 0.556 0 Td 0.5393 0 Td [(5)]TJ /GS0 gs [<01>-28]TJ [(/)]TJ [(:)]TJ 0.5 0 Td 0.833 0 Td [(0)]TJ 0.278 0 Td [(? 0.389 0 Td 0.54489 0 Td 0.389 0 Td 0.278 0 Td 0.278 0 Td 0.3058 0 Td [(-)11]TJ [(5)]TJ >> [(;)11]TJ [(@)]TJ [(:)]TJ 0.7494 0 Td 0.50834 0 Td 0.29469 0 Td [(1)]TJ 0.5393 0 Td 0.333 0 Td [(;)]TJ 0.48333 0 Td [<01>-28]TJ [(A)]TJ [(? 0.333 0 Td )]TJ [(8)]TJ 0.59989 0 Td [(2)11]TJ [(:)-8]TJ 0.5 0 Td [<1B>]TJ [<1D>]TJ 0.3058 0 Td [<01>-28]TJ [(\t)]TJ [<01>]TJ 0.29469 0 Td )]TJ [(1)]TJ 0.32188 0 Td [(@)-6]TJ 0.48217 0 Td [<01>-28]TJ [(4)]TJ [(. )]TJ [(@)]TJ [<13>]TJ [(@)-6]TJ 0.5393 0 Td [<01>-17]TJ 0.556 0 Td [(5)-8]TJ 0.5 0 Td 0.37789 0 Td 0.278 0 Td 0.2863 0 Td 0.2613 0 Td [<01>-28]TJ 0.28912 0 Td )]TJ [(:)-6]TJ 0.556 0 Td [(B)4]TJ 0.3058 0 Td [<01>-28]TJ 0.3058 0 Td 0.556 0 Td 0.5 0 Td 0.333 0 Td [(/)]TJ )17]TJ [(? 0.26689 0 Td 0.33855 0 Td 0.26132 0 Td [(0)]TJ 0.34134 0 Td [(1)]TJ [(-)]TJ [(\n)]TJ 0.556 0 Td 0.278 0 Td [(1)]TJ Death benefits from life insurance policies are generally not subject to ordinary income tax, while annuity beneficiaries may pay income tax on death benefits. [(2)28]TJ [(. 0.556 0 Td endobj 0.49444 0 Td [(-)11]TJ [(1)]TJ 0.29469 0 Td 0.333 0 Td [<01>9]TJ [(-28]TJ [(>)]TJ [<01>-11]TJ [(/)18]TJ [(8)278]TJ [(@)]TJ 8 0 obj [<05>92]TJ [(1)11]TJ 0.28356 0 Td [(\()]TJ 0.54489 0 Td [(5)-8]TJ [<06>278]TJ [(@)]TJ [(')]TJ [(/)18]TJ [(9)-6]TJ 0.5 0 Td [(1)]TJ 0.28356 0 Td [(E)500]TJ [(5)]TJ 0.556 0 Td [(;)]TJ 0.26132 0 Td [(%)]TJ 0.2863 0 Td 0.333 0 Td [(5)]TJ 0.333 0 Td [<07>278]TJ 0.5 0 Td [(:)]TJ [(? [(>)]TJ 0.5 0 Td 0.556 0 Td 0.278 0 Td 0.5083 0 Td 0.76604 0 Td )]TJ [(1)]TJ [(-)]TJ [<01>-17]TJ 0.48889 0 Td 0.556 0 Td 0.31136 0 Td 0.5 0 Td 0.3058 0 Td 0.2613 0 Td Monthly survivor benefits will continue for the life of your spouse or civil union partner. 0.5 0 Td [(? [(@)-6]TJ 0.556 0 Td [(A)]TJ 0.278 0 Td 0.556 0 Td 0.54488 0 Td [<01>-36]TJ [(5)]TJ you had at least 60 days of creditable service during the 18 months preceding your death. [(2)]TJ [(0)]TJ [(5)]TJ [(:)11]TJ 0.556 0 Td [(>)]TJ -21.98097 -1.21739 TD 0.5 0 Td [(/)]TJ [(>)]TJ 0.278 0 Td [(1)]TJ 0.3058 0 Td 0.556 0 Td [(5)]TJ 296.3277 636.0019 296.3906 636.1917 v 0.29469 0 Td [(2)]TJ [(:)]TJ [(E)12]TJ 0.3058 0 Td 0.56156 0 Td 0.5 0 Td /F2 1 Tf 0.32189 0 Td [(;)]TJ 0.556 0 Td 0.5 0 Td 0.3058 0 Td [(/)-6]TJ [<01>-17]TJ [<01>-17]TJ [(:)]TJ 0.5 0 Td [(>)]TJ [<03>]TJ [(-)]TJ 310.9385 606.6276 311.9659 605.8801 313.2115 605.8801 c 0.556 0 Td 0.556 0 Td [(C)29]TJ [(1)]TJ [(')]TJ [(5)11]TJ [<16>]TJ [(>)]TJ 0.5 0 Td -22.0064 -1.2174 TD 0.53932 0 Td [(@)]TJ 0.5 0 Td [(/)]TJ 0.2778 0 Td 0.278 0 Td 0.24791 0 Td [(@)]TJ [(-)]TJ [(-)]TJ 0.3058 0 Td 0.53932 0 Td [(9)]TJ 0.278 0 Td [( )17]TJ 0.3058 0 Td 0.278 0 Td 0.389 0 Td -11.21365 -1.73704 TD 0.25 0 Td [(? [(\))]TJ 0.556 0 Td [<01>-28]TJ 0.31414 0 Td 0.48217 0 Td 0.389 0 Td 0.52821 0 Td [(? 0.47106 0 Td [(0)17]TJ [<15>]TJ 0.33856 0 Td 0.556 0 Td )]TJ 0.333 0 Td [<01>-33]TJ 0.3058 0 Td )]TJ [(0)]TJ 0.56156 0 Td 0.556 0 Td [<0014>]TJ [(8)-6]TJ 0.5 0 Td [(0)]TJ [<01>-33]TJ 0.54488 0 Td 0.2891 0 Td [<01>-17]TJ /F2 1 Tf [<16>]TJ [(1)]TJ 0.3058 0 Td [(8)]TJ 0.333 0 Td [(-)]TJ [<01>-33]TJ [(&)]TJ 0.556 0 Td 0.3058 0 Td )]TJ [<01>-11]TJ [<01>-17]TJ [(4)]TJ [<06>11]TJ 0.278 0 Td 0.556 0 Td [(+)18]TJ [(1)]TJ 0.3058 0 Td [<01>-28]TJ 0.48203 0 Td [<01>-33]TJ [(@)]TJ 0.28356 0 Td 0.3058 0 Td 0.5 0 Td 0.48889 0 Td [<0F>30]TJ [(E)]TJ [<01>-28]TJ 0.50556 0 Td [<01>-36]TJ [(9)]TJ [(2)]TJ 0.5 0 Td 0.3058 0 Td 0.2863 0 Td 0.556 0 Td [(8)-6]TJ 0.5 0 Td 0.26689 0 Td [(;)]TJ [(-)30]TJ 0.278 0 Td 0.5 0 Td [(1)]TJ 0.3058 0 Td 0.26689 0 Td [(>)333]TJ 0.278 0 Td [(>)]TJ [<01>9]TJ 0.278 0 Td [(@)278]TJ 0.55044 0 Td 0.48217 0 Td [(2)]TJ 0.444 0 Td [(/)11]TJ 0.31136 0 Td 0.278 0 Td [<17>]TJ [(@)]TJ 0.5643 0 Td [(A)]TJ [(:)17]TJ 0.5 0 Td [( )]TJ 0.278 0 Td 0.25 0 Td [(@)]TJ [<01>-33]TJ 0.28912 0 Td [(;)]TJ 0.5 0 Td [<15>]TJ [(:)]TJ 0.2379 0 Td [(1)]TJ [(2)-6]TJ [(/)]TJ 287.3561 617.0183 287.7601 617.4702 288.5687 618.2942 c 0.278 0 Td [(5)-6]TJ 0.556 0 Td [(*)]TJ [(5)11]TJ 0.30944 0 Td 0.556 0 Td 0.278 0 Td [(? 0.5 0 Td [(5)]TJ 0.56156 0 Td [<17>]TJ 0.556 0 Td [(:)]TJ [<01>-28]TJ 0.556 0 Td 0.3058 0 Td 0.5 0 Td [(! 0.3058 0 Td [(5)-6]TJ [(:)]TJ [(C)35]TJ The process is generally governed by the law of the state where the child resides. [<01>-28]TJ [(1)]TJ 0.48218 0 Td )]TJ [(>)]TJ 0.26689 0 Td )]TJ [(? [(;)]TJ [(%)6]TJ [(F)-8]TJ [(1)]TJ [(1)11]TJ 0.3058 0 Td 0.5 0 Td Qualified Pension Plan (QPP) beneficiaries may annuitize a QPP benefit only if the deceased was a Tier I or Tier II member and the QPP benefit is at least $10,000. 0.833 0 Td [<01>-28]TJ [(C)18]TJ 0.56156 0 Td [<01>-28]TJ 12.5 0 0 12.5 25 418.3756 Tm 0.278 0 Td [<05>]TJ 0.333 0 Td [(:)]TJ 0.48332 0 Td [(>)11]TJ 0.275 0 Td 0.36121 0 Td 287.5556 616.5733 287.3561 616.6956 287.3561 616.9406 c 0.5 0 Td 0.556 0 Td [<01>-36]TJ [(1)]TJ 0.5 0 Td 0.556 0 Td 0.556 0 Td [(/)]TJ [<01>-28]TJ [<15>]TJ [(\n)]TJ [(/)]TJ [(\n)]TJ 0.5 0 Td 0.2778 0 Td The notification letter indicates the benefits due and any payments that are owed to TRS. 0.556 0 Td [(A)11]TJ 0.54489 0 Td [(4)]TJ [(! [<01>-28]TJ [(/)18]TJ [<1E>]TJ 0.5 0 Td [(? [(>)]TJ [(;)12]TJ 0.5 0 Td 0.556 0 Td [()66]TJ 0.3058 0 Td -45.40269 -1.20833 TD [(-)]TJ 0.278 0 Td 0.278 0 Td 0.29469 0 Td [(;)]TJ -17.91987 -1.21739 TD [(E)-6]TJ 0.5 0 Td [(1)]TJ 0.54489 0 Td [<18>]TJ 0.4439 0 Td [<19>]TJ [(-28]TJ [(&)]TJ 0.278 0 Td [<19>]TJ 0.54489 0 Td [<1E>]TJ Death Benefits NYSTRS offers several types of death benefits. 0.48888 0 Td 0.556 0 Td 0.3058 0 Td [(@)]TJ 0.2778 0 Td 0.556 0 Td 0.3058 0 Td [(-)]TJ [(. 0.3058 0 Td [(1)]TJ 0.5083 0 Td [<1A>]TJ 0.49444 0 Td An official website of the United States Government. )11]TJ [<01>-28]TJ Generally, the younger and healthier you are, the lower your premiums. [(B)18]TJ [(8)11]TJ [(>)]TJ [<16>]TJ )]TJ [(@)]TJ 0.48888 0 Td 0.278 0 Td 0.56434 0 Td 0.5 0 Td [<01>-28]TJ 0.556 0 Td [(? 0.278 0 Td 0.31136 0 Td 0.5 0 Td [(C)18]TJ )]TJ [(1)]TJ 0.54489 0 Td 0.49444 0 Td [<01>-17]TJ 0.55044 0 Td [<01>-28]TJ )11]TJ 0.28356 0 Td 0.32744 0 Td [<13>]TJ -21.14261 -1.73704 TD 0.556 0 Td [(8)]TJ 0.556 0 Td 0.5083 0 Td [(A)]TJ 0.556 0 Td [<01>-33]TJ [(;)]TJ 0.556 0 Td [(;)]TJ 0.5 0 Td 0.5 0 Td )389]TJ [(8)]TJ 0.2863 0 Td [(\b)]TJ 0.3058 0 Td )11]TJ 0.333 0 Td [(E)]TJ 0.333 0 Td [(-)11]TJ [(\r)]TJ 0.5 0 Td 0.556 0 Td [(? 0.5 0 Td 0.5 0 Td [(5)]TJ 0.389 0 Td [(3)]TJ [(5)]TJ [()17]TJ 0.5 0 Td 0.278 0 Td 340.4539 617.1417 340.3276 617.1611 340.1524 617.1806 c [(5)]TJ 0.389 0 Td 0.3058 0 Td [(/)-8]TJ )]TJ BT If you are naming beneficiaries in a contract or inheriting a death benefit, consider consulting a financial professional to guide you through your options for your specific situation. 0.389 0 Td 0.556 0 Td [(/)]TJ 0.389 0 Td 0.3058 0 Td [<01>-28]TJ [(9)-8]TJ 0.3058 0 Td 0.4821 0 Td [<01>-28]TJ [(;)23]TJ 0 g [<1F>]TJ [(>)]TJ 0.4438 0 Td 0.48889 0 Td 0.23183 0 Td 40.688 157.461 530.749 34.339 re 0.46997 0 Td 0.278 0 Td [(/)]TJ 0.556 0 Td [<01>-28]TJ [(%)]TJ [(>)333]TJ 0.5 0 Td [(-)-6]TJ [(-)-8]TJ [(@)11]TJ [<01>-36]TJ 0.556 0 Td 0.5 0 Td 0.3058 0 Td [(5)]TJ 0.5 0 Td [(%)11]TJ [(1)11]TJ [(;)]TJ 0.333 0 Td 0.556 0 Td [<01>-28]TJ 0.5 0 Td 0.3058 0 Td 0.5 0 Td [(-)11]TJ [(;)]TJ 0.56156 0 Td 0.389 0 Td [(1)]TJ 0.48889 0 Td 0.556 0 Td [(:)]TJ [(/)-8]TJ [(1)]TJ 0.31632 0 Td 0.278 0 Td [<01>-28]TJ [(-)]TJ 0.5 0 Td 0.5083 0 Td [<1B>]TJ [(;)]TJ [<01>-28]TJ 0.556 0 Td 0.48193 0 Td 0.5 0 Td << [(\n)]TJ 0.3058 0 Td 0.3058 0 Td [(;)]TJ 0.556 0 Td [(%)]TJ 0.278 0 Td 0.51108 0 Td 0.53817 0 Td 0.278 0 Td 0.3058 0 Td 0.278 0 Td 0.556 0 Td 0.667 0 Td 0.26132 0 Td 0.556 0 Td [(9)]TJ [<01>-25]TJ 0.26689 0 Td [<02>]TJ [(%)]TJ 0.278 0 Td 0.556 0 Td 0.48888 0 Td 0.556 0 Td 0.556 0 Td [(*)]TJ 0.5 0 Td 0.5 0 Td 0.333 0 Td [(4)]TJ If the net estate is less than $50,000, the elective share is the net estate. -19.38902 -1.21739 TD [<12>]TJ 315.8397 615.5449 315.7321 615.7355 315.6445 615.8604 c 0.3058 0 Td 0.5 0 Td [(9)11]TJ [(;)]TJ [(:)]TJ 0.5 0 Td -16.26278 -1.73704 TD 0.556 0 Td [(-28]TJ 0.37679 0 Td 0.48217 0 Td [(2)]TJ 0.5 0 Td [(. 0.5083 0 Td 0.54489 0 Td [(0)17]TJ [<01>-28]TJ [(2)17]TJ 0.5643 0 Td [(:)]TJ 0.833 0 Td [(-)]TJ 0.3058 0 Td [(0)17]TJ 0.26017 0 Td 0.556 0 Td )]TJ 0.5083 0 Td [(/)]TJ )]TJ [(>)11]TJ [(&)]TJ [<18>]TJ [(%)]TJ 0.556 0 Td The elective share is the greater of $50,000, or one-third of the net estate. )]TJ [(:)]TJ 0.3413 0 Td 0.26689 0 Td 0.278 0 Td [<10>]TJ -20.07289 -1.21739 TD 0.5 0 Td [(@)]TJ 0.76604 0 Td [<01>-25]TJ [(>)-8]TJ [(:)]TJ 0.47022 0 Td [(5)-6]TJ [<01>-28]TJ 0.3058 0 Td 0.667 0 Td [(\b)]TJ 0.50556 0 Td [(>)]TJ [(@)]TJ 0.61656 0 Td [(0)]TJ 0.556 0 Td 0.3058 0 Td [(>)17]TJ [<0F>]TJ 0.556 0 Td 0.37789 0 Td 0.26689 0 Td [<01>-22]TJ 0.25021 0 Td [(;)]TJ [(-)]TJ [<0F>]TJ [(! 0.333 0 Td [<01>-28]TJ [(? [<01>-28]TJ [(5)]TJ [(8)11]TJ 0.333 0 Td [(A)11]TJ 0.333 0 Td 0.2613 0 Td [<13>]TJ 0.5643 0 Td 0.3058 0 Td [(3)11]TJ )]TJ 0.3058 0 Td If you name your estate as primary beneficiary, do not name a contingent beneficiary. 0.556 0 Td 0.5 0 Td [(-)-6]TJ 0.278 0 Td [(/)18]TJ 0.26689 0 Td [(\t)]TJ 0.78356 0 Td 0.5 0 Td 0.29469 0 Td 0.5 0 Td [(>)]TJ 0.5 0 Td 0.556 0 Td [($)45]TJ [(>)]TJ )]TJ [(E)]TJ 0.33691 0 Td [<18>]TJ 0.5 0 Td 0.5 0 Td [(0)]TJ [<01>-28]TJ [(>)]TJ 0.43289 0 Td 0.5 0 Td [(? 1 g [(4)]TJ [(;)]TJ [<19>]TJ 0.5 0 Td >> 0.5 0 Td [(/)11]TJ 0.5 0 Td [<19>]TJ 0.278 0 Td [(>)]TJ 0.833 0 Td The death benefit would equal the balance in the member's Annuity Savings Fund (ASF) (for Tier II members) or Member Contributions Accumulations Fund (MCAF) and Annuity Savings Accumulation Fund (ASAF) (for Tier III, IV, and VI members), plus the amount of either Death Benefit #1 or Death Benefit #2. 0.26689 0 Td [<1B>]TJ [(4)]TJ 0.556 0 Td 0.556 0 Td 0.278 0 Td 0.5 0 Td [(0)]TJ 0.833 0 Td 0.28356 0 Td 0.31632 0 Td [<01>-28]TJ [(5)-6]TJ 0.5 0 Td 0.556 0 Td [(1)-6]TJ 0.27801 0 Td [(B)-8]TJ [<01>-28]TJ [(0)]TJ [(@)]TJ [<00>-28]TJ [(@)]TJ 0.389 0 Td 0.50556 0 Td [(@)17]TJ 0.389 0 Td 0.5 0 Td 0.5 0 Td 0.3058 0 Td [<01>-17]TJ 0.333 0 Td [<16>11]TJ [(1)11]TJ [(1)17]TJ 0.5 0 Td [(%)]TJ [<01>-36]TJ 0.56156 0 Td [(>)]TJ 0.56155 0 Td [(4)11]TJ [(>)11]TJ 0.48178 0 Td A trust can receive monthly survivor benefits on behalf of a minor child or a disabled dependent beneficiary. [<15>]TJ 0.3058 0 Td 0.389 0 Td [(')]TJ [(9)-6]TJ 0.28912 0 Td 0.389 0 Td [(:)]TJ [(@)]TJ [(1)]TJ [(>)-8]TJ 0.611 0 Td [(1)]TJ [(\b)]TJ [<1D>]TJ 0.333 0 Td 0.5 0 Td 0.5 0 Td 0.556 0 Td 0.26689 0 Td [(@)-6]TJ 0.56155 0 Td 0.5 0 Td 0.5 0 Td 0.389 0 Td 0.26132 0 Td 0.278 0 Td 0.25993 0 Td 0.28356 0 Td [(;)-8]TJ 297.3415 622.0649 295.2504 623.2683 v 0.48889 0 Td [(:)556]TJ [(? 0.49444 0 Td 0.5 0 Td 0.556 0 Td 0.278 0 Td 0.56156 0 Td 0.26689 0 Td 0.50563 0 Td [(? 0.31136 0 Td 0.38344 0 Td 0.5 0 Td 0.556 0 Td [(C)9]TJ Retained Asset Accounts and Life Insurance: What Consumers Need to Know About Life Insurance Benefit Payment Options., Internal Revenue Service. [<1E>6]TJ [<16>]TJ [(-)]TJ [(A)]TJ 0.50834 0 Td [(8)]TJ 0.2778 0 Td 0.556 0 Td stream 0.26689 0 Td 0.278 0 Td [(8)]TJ 0.5 0 Td 0.833 0 Td 0.29469 0 Td [(! You should consult with an attorney or tax advisor if you have any specific legal or tax questions. [(1)-6]TJ 0.3058 0 Td [(0)11]TJ 0.556 0 Td [( )]TJ [<1A>]TJ 305.158 605.4271 304.9104 605.2568 304.4133 605.2568 c [(-)11]TJ 0.3058 0 Td [(")]TJ 0.2613 0 Td TYPES OF DEATH BENEFITS Beneficiaries may be due benefits under TRS' Qualified Pension Plan (QPP), our Tax-Deferred 0.5643 0 Td [(>)]TJ [<04>]TJ [(@)]TJ [(+)18]TJ [(5)]TJ 0.48217 0 Td [<1D>]TJ 0.76017 0 Td [(1)-8]TJ 0.556 0 Td [<01>-25]TJ 0.29469 0 Td 0.278 0 Td [<18>]TJ 0.2863 0 Td [(5)-6]TJ [(>)]TJ [(-)-8]TJ 0.48889 0 Td [(;)-6]TJ [(@)-6]TJ [<01>-25]TJ 0.278 0 Td [(7)6]TJ [<01>-28]TJ )]TJ 0.556 0 Td 0.48217 0 Td [<01>-17]TJ [(@)]TJ [(')]TJ 0.333 0 Td [(/)]TJ [(')-6]TJ 0.556 0 Td -21.91344 -1.21739 TD [(1)]TJ 0.556 0 Td 0.556 0 Td 0.278 0 Td 0.556 0 Td 0.5 0 Td [(:)11]TJ 0.3141 0 Td f [<1D>]TJ 0.4439 0 Td 0.556 0 Td [(1)]TJ 0.28356 0 Td [(5)]TJ [<1C>]TJ [(1)]TJ 0.56155 0 Td 0.333 0 Td )]TJ 0.278 0 Td 0.5 0 Td [(2)]TJ [(>)-8]TJ [(-)11]TJ [( )]TJ [(@)]TJ [(@)]TJ 0.44507 0 Td 0.5 0 Td [(A)]TJ 0.278 0 Td <06>Tj 0.5 0 Td 0.278 0 Td [(? [(! 0.556 0 Td [<1B>]TJ [(@)11]TJ [(;)]TJ [(-)-8]TJ [(>)]TJ [(>)11]TJ [(;)]TJ 0.556 0 Td [(3)]TJ 0.3973 0 Td 0.5 0 Td [(0)]TJ When a retiree dies before the last day of a month, that month's check is no longer payable to the member. [(8)]TJ [($)]TJ 0.5 0 Td [(*)]TJ [(1)]TJ 0.544 0 Td [<1D>]TJ [<19>]TJ 0.5 0 Td Depending on the level of authority granted, your agent will be able to conduct the following transactions: If you use the TRS form, and your agent is your spouse, domestic partner, parent or child, then your agent will automatically have gifting authority, including the authority to designate himself/herself as your beneficiary.